NA Homes under $400,000

Welcome to your dream home search in the heart of the United States, where charming neighborhoods and affordable living converge! This vibrant region is a hidden gem for homebuyers looking for quality residences under $400,000. Whether you are a first-time homeowner, a growing family, or looking to downsize, this area offers a diverse selection of homes that cater to all lifestyles.

Imagine waking up in a cozy, well-designed home that fits your budget without compromising on comfort or style. With properties available in various styles—from quaint bungalows to modern townhouses—there’s something for everyone. Many homes in this price range boast spacious layouts, inviting backyards, and updated amenities, making them perfect for both relaxation and entertaining.

Located in a community that values convenience and accessibility, you’ll find yourself just moments away from local parks, shopping centers, and excellent schools. The friendly atmosphere and welcoming neighbors create a sense of belonging that makes this area truly special. Additionally, with a strong sense of community and numerous recreational activities, you’ll never run out of things to do.

Don’t miss out on the opportunity to explore this enchanting region where affordability meets quality living. With homes under $400,000, you can finally make your dream of homeownership a reality. Contact us today to learn more about available listings and to schedule a tour of this incredible area. Your perfect home awaits!

Newest NA Homes under $400,000

$199,500

2 Beds ⋅ 1 Baths ⋅ 21404996 MLS

Commercial, or residential flexibility on 1.65 unrestricted acres in Downtown Slocum! Strategically positioned in Southern Anderson County, this highly adaptable property boasts 261 feet of road frontage, making it the ultimate canvas for a combined home and business setup, a standalone commercial venture, or a private homestead. The main structure features a versatile layout that seamlessly transitions between residential comfort and professional utility. The interior offers a large, open living room ideal as a family hub or a customer reception - showroom area, 2 spacious bedrooms or offices, and 1 full bathroom. A generous, separate utility room provides the perfect footprint to double as a dedicated home office or administrative workspace. Outside, the property is framed by gorgeous, large, mature trees that offer excellent shade and classic East Texas curb appeal. Exterior improvements include a 12x30 tin workshop or storage building perfect for inventory, equipment, or hobbies, alongside an older chicken coop. The site enjoys excellent community anchoring, situated directly beside the local fire department and within a short walk to Slocum ISD schools, ensuring consistent local visibility. Buyers can take advantage of tailored purchasing options designed to fit their specific vision. The seller is willing to complete ongoing repairs and final renovations, allowing the buyer to have collaborative input on final selections and finishes within reason to perfectly suit their living or business requirements. Alternatively, buyers can capitalize on a lower entry point by purchasing the property in its current as-is state, allowing them to manage touch-ups on their own timeline and budget. The owner is also open to considering splitting the 1.65-acre parcel to accommodate smaller footprint needs. If you are looking to launch a high-visibility business or establish an unrestricted homestead, this property dynamically adapts to your goals. Schedule your showing today!

5700 E State Highway 294, Elkhart

Listing courtesy of Robert Clayton from Whitetail Properties Real Estate. Contact:

$110,000

5 Beds ⋅ 2 Baths ⋅ 21400219 MLS

Situated on 2.11 acres, this 5-bedroom, 2-bathroom property offers plenty of space, flexibility, and endless potential to make it your own! The open-concept living and dining areas provide a welcoming layout with plenty of room for a growing family, while the private yard offers space to relax, play, or entertain. An additional storage building adds extra convenience for your tools, hobbies, or outdoor equipment. Whether you're looking to create your dream home, take on a remodel project, or add your own personal touch, this property is a blank canvas ready for your creativity and vision. With room to spread out and so much potential, the possibilities are yours to explore!

157 Fcr Unit 1220, Fairfield

Listing courtesy of Nicole Wolf from Keller Williams Lonestar. Contact:

$115,000

2 Beds ⋅ 1 Baths ⋅ 21398260 MLS

Convenience, Charm and Comfort! Ideal starter home, fixer-upper or investment property located on a large lot in a quiet location. Come home today! Recent updates: New HVAC 7-2024, New Aerobic Septic System 5-2025.

405 Fm 816, Wolfe City

Listing courtesy of Surrey Caison from Huntex Properties LLC. Contact: 903-455-6614

$224,900

3 Beds ⋅ 3 Baths ⋅ 21301367 MLS

Step into a home unlike any other at 401 N. Main Street in Bogata, Texas. Rich with character and history, this unique 2,228-square-foot residence was once a church and still showcases the charm, warmth, and architectural details that make it truly special. Inside, you'll find three spacious bedrooms, three full bathrooms, and a versatile loft area that can serve as a home office, game room, guest space, or creative retreat. The home's open feel and distinctive design create an inviting atmosphere that blends historic character with everyday functionality. Situated on a large, fenced lot, the property is shaded by towering mature trees that provide beauty, privacy, and a peaceful setting for outdoor living. Whether you're enjoying a quiet morning on the property or entertaining family and friends, you'll appreciate the space and serenity this unique home offers. Located in the welcoming community of Bogata, nestled between Paris and Mount Pleasant in the heart of beautiful East Texas, you'll enjoy small-town living while remaining conveniently close to shopping, dining, and regional amenities. If you're looking for a home with a story to tell and character you simply can't replicate, 401 N. Main Street is a rare opportunity you won't want to miss.

401 N Main St, Bogata

Listing courtesy of Matt Stansell from Christie's Lone Star. Contact:

$225,000

4 Beds ⋅ 2 Baths ⋅ 21398110 MLS

Welcome to this charming 4-bedroom, 2-bath home in Athens, TX, nestled on a spacious half-acre lot surrounded by beautiful mature trees. With plenty of room for family, pets, and outdoor enjoyment, this property offers the space and comfort you’ve been looking for. Inside, the inviting open-concept layout seamlessly connects the kitchen, dining, and living areas, creating a welcoming space for everyday living and entertaining. The kitchen may be cozy in size, but it offers an abundance of storage and plenty of functionality for family gatherings. You’ll also love the laundry room with room for a full-size washer and dryer plus additional storage or workspace. Step outside to the expansive backyard, where you’ll find a storm cellar, storage building, and plenty of room to create your own backyard oasis—including space for that dream pool! Come see all this wonderful property has to offer—you may just fall in love!

110 Wooded Creek Dr, Athens

Listing courtesy of Celestina Hillock from Ebby Halliday Realtors. Contact: 903-499-9909

$249,900

2 Beds ⋅ 2 Baths ⋅ 21397942 MLS

Situated on 2 acres, this property offers a move in ready home, spacious shop, and a small pond all in a rural setting. Located in Harmony ISD off FM 852. This home has picture perfect vaulted wood ceilings as you enter the front door and a bay window seat overlooking your spacious front porch. There is also a front porch swing making for an ideal spot to drinking coffee or evening relaxing. In the living space you will find a wood burning stove, ideal for those cold winter nights. That stove will save you money on your electric bills in the winter as it can heat the entire home. Split floor plan separating the two bedrooms offering privacy from the primary bedroom and the guest room. There is a functional kitchen with a dedicated pantry and a separate dining area. Outback you will find a massive covered patio making outdoor entertaining easy. There is also an existing chicken house, a small pond that just may have some fish to catch and the best part is the large two bay shop. The shop can store just about anything, would make an ideal workspace or even a garage! Come check out 2360 Elk Rd and see what else it may have in store for you!

2360 Elk Rd, Gilmer

Listing courtesy of Cayden Burnett from Texas Real Estate Executives. Contact: 903-680-4663

$296,750

3 Beds ⋅ 2 Baths ⋅ 21394438 MLS

NEWER HOME. NEW HVAC. NEW SEPTIC. SOLAR PANELS. POWERED SHOP. This property is loaded with big-ticket features that make it stand out! Built in 2022 and situated on a massive corner lot of over an acre, this doublewide offers close to 1,600 square feet of bright, open living space with a split-bedroom floor plan designed for both comfort and privacy. The home feels fresh and move-in ready with new flooring throughout, while a new HVAC system and new septic system mean two major components have already been taken care of. Solar panels are already installed, adding another valuable feature to this already well-equipped property. Outside, the separate shop with electricity is a huge bonus, giving you ready-to-use space for equipment, tools, projects, storage, hobbies, or a home workspace. Covered front and back porches create even more usable living space and the oversized corner lot gives you plenty of room to spread out. A camera system adds extra convenience, while the combination of a 2022-built home, new major systems, solar, a powered shop, and over an acre makes this one especially hard to replicate. If you’ve been looking for a property where the expensive upgrades are already in place and the extras are already here, this one deserves a closer look!

106 Summers Cir, Azle

Listing courtesy of Jessica Childers from Agape and Associates LLC. Contact:

$358,000

3 Beds ⋅ 2 Baths ⋅ 21393232 MLS

Twenty acres in Blooming Grove ISD with the big updates already done. This home has a new roof, new HVAC, fresh carpet, and a new dishwasher, and it has been releveled and strapped down, so you can move right in and start enjoying the land. Inside, the main living room is anchored by a stone fireplace and opens right up to the kitchen, with a breakfast bar, plenty of cabinet space, and a dining area that looks out over the pasture. (Refrigerator and countertop microwave will stay with the property.) Up front, a second large living area with big windows gives you a bright, open flex space to set up however you like. Step out the sliding door to a big covered back deck with plenty of room to grill and gather while you take in the views. Right off the back door, a pantry built onto the exterior of the home adds even more storage. The property stretches back from the road in one long, open tract of Jiggs Bermuda, with a nice deep pond ringed by trees about midway back. It's fenced all around, and a two-bay metal carport gives you covered space for your mower, side-by-side, or tractor. The storage container on the property also conveys with the sale. A long gravel drive, front deck, and mature shade trees around the house round it all out. Quiet country living with the updates done and the land ready to use.

14181 Fm 639, Barry

Listing courtesy of Courtney Nelson from Premier Realty. Contact: 903-205-1555

$200,000

3 Beds ⋅ 3 Baths ⋅ 21392766 MLS

COUNTRY SPACE. FLEXIBLE LIVING. ROOM TO BREATHE. Set on more than 2.6 acres in Arthur City, this single-story metal home offers a layout that is increasingly hard to find: three split bedrooms, each with its own private full ensuite bath, plus a flexible bonus room for office, hobbies, media, guests or additional living space. Multiple living areas provide room to gather while still allowing privacy and separation when needed. A sunroom extends the everyday living space and opens to an expansive deck—ideal for morning coffee, outdoor dining, entertaining or simply enjoying the quiet country setting. Outside, the acreage offers mature trees, useful outdoor space and room to breathe without the restrictions of an HOA. A storm cellar adds an especially valuable feature for North Texas living, while additional outbuildings add practical country-property functionality. Pat Mayse Lake is nearby for fishing, boating, camping and weekends on the water, while the Oklahoma border is just minutes away for additional dining and entertainment. With 2,010 square feet, three private ensuite bedrooms, flexible living areas and more than 2.6 acres, this property delivers a rare combination of space, privacy and versatility—inside and out.

148 County Road 35950, Arthur City

Listing courtesy of Nick Good from EXP REALTY. Contact: 469-543-1614

$389,000

3 Beds ⋅ 2 Baths ⋅ 21392337 MLS

Step inside to an expansive open-concept living area highlighted by low-maintenance stained concrete flooring and an abundance of natural light. The bright living room features a cozy wood-burning fireplace and a custom built-in bookcase. Perfect for entertaining, the kitchen has granite countertops, a massive central island, gas cooktop, wall oven, dishwasher, endless cabinet storage, a large pantry, and unique space for two separate dining table areas. The highly desirable split floor plan offers total privacy. On one wing, bedrooms 2 and 3 share a functional, divided hall bath with dual sinks and a tub & shower combo. The private primary suite has an enormous walk-in closet & ensuite bath complete with dual sinks, a compartment toilet, an oversized shower with a built-in seat, and a walk-in tub. Away from the main living area, the separate laundry room has built in cabinets and a utility sink. Designed for both luxury and efficiency, this single-level property boasts foam insulation, propane cooking, and a tankless propane water heater for maximum energy savings. This stunning home is perfectly situated on a massive lot in an established neighborhood, just steps from the Teague Jr & Sr High campus. Enjoy outdoor living from the deep, covered front and back porches overlooking the expansive yard. A paved driveway leads to the side-entry 2-car garage equipped with automatic openers. This accessible, energy-efficient masterpiece is a rare find in a prime location!

207 Northline Rd, Teague

Listing courtesy of Rachel Anderson from Rachel Anderson Real Estate. Contact: 903-388-4312

$269,900

3 Beds ⋅ 2 Baths ⋅ 21390595 MLS

Move in ready farm house on 4 Acres in Sabine ISD. This brick home has been refreshed and well taken care of. It's situated nicely on the property and has a good amount of privacy. Located 9 minutes from the heart of Kilgore and right off I-20. There is an additional 1.5 acres available for sale, the land is mostly wooded and unrestricted. This property could be developed into anything you may want! Dont hesitate, this one wont last long. Come check it out!

220 Private Rd, Kilgore

Listing courtesy of Cayden Burnett from Texas Real Estate Executives. Contact: 903-680-4663

$205,000

3 Beds ⋅ 2 Baths ⋅ 21389976 MLS

3 BED 2 BATH JUST UNDER 4 ACRES COUNTRY PRIVACY PLUS 20 x 20 BONUS ROOM Beautiful 3-bedroom, 2-bath property situated on just under 4 acres, offering privacy, space, and room to enjoy the outdoors. The property was select-cut, with mature trees remaining along the boundary lines for added privacy. Numerous improvements have been completed within the last 3–5 months, including a black-pipe remote gated entry, asphalt rock driveway, culverts, aerobic septic system, underground electric, Western Cass water service, and HVAC. The 2023 singlewide mobile home, is the perfect blend of space, functionality and move in ready comfort! A custom 20x20 addition expands the living space and includes a large closet running nearly the full length of the room. This versatile space could serve as a bonus room, office, or additional bedroom and features its own mini-split HVAC system, separate exterior entry, and interior access to the mobile home. A huge covered rear entertaining area features an insulated roof, finished lighting, and gutters, perfect for relaxing or entertaining. A unique opportunity for peaceful country living with plenty of space, privacy, and flexibility, without being restricted to a subdivision. Interior Stairs from 20x20 bonus room to mobile to be finished out to match flooring. Window in 1 bedroom was cracked recently by mower that threw a rock out, but will be repaired

7752 Fm 2888, Naples

Listing courtesy of Lisa Hydrick from Texas Real Estate Executives. Contact: 903-680-4663

Start Your Search

Copyright © 2026 MLSOK, Inc. This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. The listing information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of MLSOK, Inc. Information last updated on .

Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

Last updated: